Most DnDish games end the same: PCs have more money than they know what to do with.
Even in games that don't use 1gp = 1xp, the PCs don't know what to spend things on, and DMs don't know what to offer up as options.
Yes, in some campaigns, magic items can be purchased, but not all DMs provide that option.
I know this because I spend too much time on Facebook, and this 'what to buy' issue pops up every week or two, so now I will have a solid answer that only requires a link, instead of lots of typing.
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I don't much consider which rulesets these various posts are aimed at, because it all works out the same - fun ways for players to make their PCs go broke. Note that some of these demand DMs that are willing to let PC actions affect the gameworld that the DM has constructed.
Medieval Melodies addresses The Gold Problem in 5e. Flute's Loot goes in-depth, citing rules in published 5e books (mostly PHB and DMG) to support his recommendations.
World Builders Blog provides lists of items with prices attached.
Everyone's favorite cartographer has a list on his blog of items that have been purchased in his games.
RPG Stack Exchange has a great discussion on options for your gold.
The granddaddy of all carousing tables at Jeff's Gameblog converts gp into xp, and sometimes trouble.
Goblin Punch provides Bardic Services, which include letting the players design the next dungeon they explore.
Coins and Scrolls talks about Building Castles through stripping cleared dungeons of dressed stone - both of which are expensive enterprises.
Papers and Pencils goes in depth on Investments, Citadels, and Domains, all of which provide more interesting options than just buying another +1 sword.
The Things We Do for XP has a four-part series of posts addressing spending: Existing Options, Positions in Society, Places to Live, and Places to Increase Spellcasting. The beauty of these posts are that they include links to related topics on others' blogs, providing a DM with more ideas.
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This is a sampling of what is out there, and I haven't even dipped into the growing resources on YouTube.
If after all this, there is still too much gold in your games, I don't know what to tell you, besides Good Luck!
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